%20(1).jpg)
About us
Helping clients navigate Residential, Commercial and Specialised Lending with confidence
SJD finance
SJD finance provides mortgage broking across residential, commercial and specialised lending, working with clients from straightforward home purchases through to more complex finance structures.
With access to a broad panel of Australian lenders, each lending scenario is considered individually based on the client's financial position, objectives and longer-term plans. This allows us to compare lending options across different lenders, policies and loan structures to identify solutions that are appropriate for both immediate needs and future goals.
Whether purchasing a home, building a property portfolio, refinancing existing debt or navigating a more specialised lending scenario, our focus is on understanding the full picture and structuring finance accordingly.
Our Approach
✓ One dedicated broker
You'll deal directly with Sam from your first enquiry through to settlement
✓ No broker fees
You don't pay for Sam's mortgage broking services. Instead, he's paid by the lender once your loan settles
✓ Lender comparisons tailored to your circumstances
Lenders and loan structures are considered based on your individual goals and financial position
✓ Regular updates throughout the process
Know where your loan is up to, what's happening next and whether anything is required from you
✓ Support beyond loan approval
Assistance continues through settlement and for future lending needs as your circumstances change
✓ Guidance through complex lending scenarios
Experience across commercial, SMSF, development finance, self-employed borrowers and other more complex lending requirements
✓ Working with your Accountant, Financial Planner or Solicitor
Where appropriate, Sam can liaise directly with the other people involved in your financial or property transaction
Meet Sam
Sam Dobbins
Principal Mortgage Broker & Founder
SJD finance
At SJD finance, you'll work directly with Sam from your first conversation through to settlement. He assists individuals, families, investors and business owners across a broad range of residential, commercial and SMSF lending needs.
Known for his calm and approachable manner, Sam takes the time to explain the lending process clearly, helping clients feel informed and confident throughout the journey.
Having worked extensively with major banks and non-bank lenders in Australia and the UK, he has experience across residential, commercial and SMSF lending, including more complex lending structures.
His broad lending experience allows him to support a diverse range of borrowers, from PAYG employees and self-employed business owners to experienced property investors seeking more complex finance solutions.
What our Clients say
5 Star Google Reviews
Choosing a good financial broker can certainly be a minefield. Here is where my review may assist you! Sam is professional, personable, responsive and super knowledgeable in this space. He recently assisted with the refinancing of our costly and high mortgage rate to a much lower interest rate. Every interaction with him was a joy! If I could give him a 10 star review I would and I would not hesitate to recommend or personally use his services in the future. He is one of a kind ! Thanks so much Sam :)
Andrea Waring
Sam provided outstanding service throughout our mortgage process. He was incredibly helpful, took the time to clearly explain every step, and patiently answered all of our questions. His guidance helpd us in making the right decisions. Sam's professionalism, knowledge, and dedication made the entire experience smooth and stress-free. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker.
Vreij Avedissian
"We honestly couldn't have asked for a better mortgage broker. Sam took the time to explain every option clearly, walked us through the numbers and made what can be a stressful process feel smooth and straightforward. If you want someone who is professional, detail-oriented and truly in your corner, we can't recommend Sam highly enough. We will be using him again for our next property purchase."
Gemma Lumley
Sam Dobbins at SJD finance was outstanding. He always answered his phone, kept us informed every step of the way, and achieved what others couldn’t - getting our refinance approved. Professional, responsive, and genuinely committed to helping his clients. We highly recommend Sam to anyone looking for a mortgage broker.
Katrina B
I used to think brokers cost extra, but they don’t, the lender pays them! Once I found this out, it was a no-brainer. Sam was amazing, making the entire process stress-free and keeping us updated every step of the way. Thanks to his guidance and expertise, we felt completely confident and couldn’t recommend him highly enough.
Wendy S
Not sure where to start?
Choosing the right finance option can depend on your goals, structure and circumstances. Have a look at the Lending Solutions we can help with, or If you're unsure which lending solution is right for you, book in a call and we can chat through your situation - obligation free.